/* ===== DESIGN TOKENS ===== */
:root {
  --navy:   #1E3A5F;
  --red:    #D0272C;
  --yellow: #FAD550;
  --blue:   #5A9DC8;
  --bg:     #F5F9FD;
  --surface:#FFFFFF;
  --tint:   #EAF2FA;
  --ink:    #1a2533;
  --ink-soft:#6b7280;
  --radius: 14px;
  --shadow: 0 4px 24px rgba(30,58,95,.09);
}

/* ===== RESET ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Nunito Sans', sans-serif; background: var(--bg); color: var(--ink); line-height: 1.65; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

/* ===== NAV ===== */
nav {
  position: sticky; top: 0; z-index: 100;
  background: #fff; border-bottom: 1px solid #e8edf4;
  box-shadow: 0 2px 8px rgba(30,58,95,.06);
}
.nav-inner {
  max-width: 1100px; margin: 0 auto;
  padding: 0 24px;
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.nav-logo { display: flex; align-items: center; gap: 10px; flex-shrink: 0; text-decoration: none; }
.nav-links { display: flex; gap: 6px; align-items: center; }
.nav-links a {
  font-size: .9rem; font-weight: 600; color: var(--ink);
  padding: 7px 14px; border-radius: 8px;
  transition: background .2s, color .2s;
}
.nav-links a:hover, .nav-links a.active { background: var(--tint); color: var(--navy); }
.nav-cta {
  background: var(--red); color: #fff !important;
  padding: 9px 18px !important; border-radius: 8px !important;
  font-weight: 700 !important;
}
.nav-cta:hover { background: #b71f23 !important; color: #fff !important; }

/* burger */
.burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; padding: 4px; }
.burger span { display: block; width: 24px; height: 2px; background: var(--navy); border-radius: 2px; transition: all .3s; }
.mobile-menu { display: none; flex-direction: column; background: #fff; border-top: 1px solid #e8edf4; padding: 12px 24px 20px; }
.mobile-menu.open { display: flex; }
.mobile-menu a { padding: 12px 0; font-size: 1rem; font-weight: 600; border-bottom: 1px solid #f0f4f8; color: var(--ink); }
.mobile-menu a:last-child { border-bottom: none; }

/* ===== LAYOUT ===== */
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
section { padding: 72px 0; }

/* ===== HERO ===== */
.hero {
  min-height: 82vh; display: flex; align-items: center;
  background: linear-gradient(135deg, var(--navy) 0%, #2a5298 100%);
  position: relative; overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0;
  background-image: url('https://images.unsplash.com/photo-1588075592446-265fd1e6e76f?w=1400&auto=format&fit=crop&q=70');
  background-size: cover; background-position: center;
  opacity: .22;
}
.hero-content { position: relative; max-width: 700px; }
.hero h1 { font-family: 'Baloo 2', sans-serif; font-size: clamp(2.2rem,5vw,3.4rem); font-weight: 800; color: #fff; line-height: 1.15; margin-bottom: 20px; }
.hero p { font-size: 1.15rem; color: rgba(255,255,255,.88); margin-bottom: 36px; max-width: 540px; }
.btn { display: inline-block; padding: 14px 32px; border-radius: 10px; font-weight: 700; font-size: 1rem; transition: all .2s; cursor: pointer; border: none; }
.btn-primary { background: var(--red); color: #fff; }
.btn-primary:hover { background: #b71f23; transform: translateY(-1px); }
.btn-outline { background: transparent; color: #fff; border: 2px solid rgba(255,255,255,.7); margin-left: 14px; }
.btn-outline:hover { background: rgba(255,255,255,.12); }
.btn-yellow { background: var(--yellow); color: var(--navy); }
.btn-yellow:hover { background: #f0c630; }

/* ===== STATS BAR ===== */
.stats-bar { background: var(--yellow); padding: 20px 0; }
.stats-bar .container { display: flex; justify-content: space-around; flex-wrap: wrap; gap: 16px; }
.stat { text-align: center; }
.stat strong { display: block; font-family: 'Baloo 2', sans-serif; font-size: 1.8rem; font-weight: 800; color: var(--navy); }
.stat span { font-size: .8rem; font-weight: 700; color: #5a4a0d; text-transform: uppercase; letter-spacing: .05em; }

/* ===== PAGE HERO ===== */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #2a5298 100%);
  padding: 70px 0 60px; text-align: center;
}
.page-hero h1 { font-family: 'Baloo 2', sans-serif; font-size: clamp(2rem,4vw,2.8rem); font-weight: 800; color: #fff; margin-bottom: 14px; }
.page-hero p { font-size: 1.05rem; color: rgba(255,255,255,.8); max-width: 560px; margin: 0 auto; }

/* ===== CARDS ===== */
.card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); gap: 24px; }

.service-card {
  background: var(--surface); border-radius: var(--radius);
  box-shadow: var(--shadow); overflow: hidden;
  transition: transform .2s, box-shadow .2s;
}
.service-card:hover { transform: translateY(-4px); box-shadow: 0 8px 32px rgba(30,58,95,.14); }
.service-card img { width: 100%; height: 200px; object-fit: cover; }
.service-card-body { padding: 24px; }
.service-card-body h3 { font-family: 'Baloo 2', sans-serif; font-size: 1.2rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.service-card-body p { color: var(--ink-soft); font-size: .95rem; }

.step-card {
  background: var(--surface); border-radius: var(--radius);
  padding: 32px 28px; box-shadow: var(--shadow); text-align: center;
}
.step-num {
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--navy); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Baloo 2', sans-serif; font-size: 1.4rem; font-weight: 800;
  margin: 0 auto 16px;
}
.step-card h3 { font-family: 'Baloo 2', sans-serif; color: var(--navy); font-size: 1.1rem; margin-bottom: 8px; }
.step-card p { color: var(--ink-soft); font-size: .95rem; }

/* ===== TESTIMONIALS ===== */
.testimonial-card {
  background: var(--surface); border-radius: var(--radius);
  padding: 28px; box-shadow: var(--shadow);
  border-top: 4px solid var(--yellow);
}
.stars { color: var(--yellow); font-size: 1.1rem; margin-bottom: 12px; }
.testimonial-card blockquote { font-size: .97rem; font-style: italic; color: var(--ink); line-height: 1.7; margin-bottom: 20px; }
.reviewer { display: flex; align-items: center; gap: 14px; }
.reviewer-avatar {
  width: 46px; height: 46px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 1rem; color: #fff; flex-shrink: 0;
}
.reviewer-name { font-weight: 700; font-size: .92rem; color: var(--navy); }
.reviewer-sub { font-size: .82rem; color: var(--ink-soft); }

/* ===== CASE STUDIES ===== */
.case-study {
  background: var(--surface); border-radius: var(--radius);
  box-shadow: var(--shadow); overflow: hidden;
  display: grid; grid-template-columns: 1fr 1.3fr;
  margin-bottom: 32px;
}
.case-study img { width: 100%; height: 100%; object-fit: cover; min-height: 340px; }
.case-study-body { padding: 40px 44px; }
.case-tags { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 14px; }
.case-tag {
  font-size: .7rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  background: var(--tint); color: var(--blue); padding: 4px 10px; border-radius: 20px;
}
.case-study-body h3 { font-family: 'Baloo 2', sans-serif; font-size: 1.4rem; font-weight: 800; color: var(--navy); margin-bottom: 18px; }
.case-study-body p { font-size: .95rem; color: var(--ink); line-height: 1.7; margin-bottom: 10px; }
.case-study-body p strong { color: var(--navy); }
.case-metrics { display: flex; gap: 32px; margin-top: 22px; padding-top: 22px; border-top: 1px solid #e8edf4; flex-wrap: wrap; }
.metric strong { display: block; font-family: 'Baloo 2', sans-serif; font-size: 1.5rem; font-weight: 800; color: var(--navy); }
.metric span { font-size: .78rem; color: var(--ink-soft); }

/* ===== TEAM CARDS ===== */
.team-card {
  background: var(--surface); border-radius: var(--radius);
  box-shadow: var(--shadow); overflow: hidden;
}
.team-card h3 { font-family: 'Baloo 2', sans-serif; font-size: 1.1rem; color: var(--navy); margin-bottom: 4px; }
.team-card .role { font-size: .82rem; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; color: var(--blue); margin-bottom: 10px; }
.team-card p { font-size: .9rem; color: var(--ink-soft); }

/* ===== FAQ ===== */
.faq-item { border-bottom: 1px solid #e8edf4; }
.faq-q {
  width: 100%; text-align: left; background: none; border: none; cursor: pointer;
  padding: 20px 0; display: flex; justify-content: space-between; align-items: center;
  font-size: 1rem; font-weight: 700; color: var(--navy); gap: 16px;
}
.faq-q span { font-size: 1.3rem; color: var(--blue); flex-shrink: 0; }
.faq-a { display: none; padding: 0 0 20px; font-size: .95rem; color: var(--ink-soft); line-height: 1.75; }
.faq-item.open .faq-a { display: block; }
.faq-item.open .faq-q span { transform: rotate(45deg); display: inline-block; }

/* ===== CONTACT FORM ===== */
.contact-form { max-width: 640px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: .88rem; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 12px 16px; border: 1.5px solid #d1d9e6; border-radius: 10px;
  font-family: 'Nunito Sans', sans-serif; font-size: .95rem; color: var(--ink);
  transition: border-color .2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--blue);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.success-msg { display: none; background: #d1fae5; border: 1px solid #6ee7b7; border-radius: 12px; padding: 24px; text-align: center; }
.success-msg h3 { color: #065f46; margin-bottom: 6px; }
.success-msg p { color: #047857; }

/* ===== CTA BAND ===== */
.cta-band { background: var(--navy); padding: 64px 0; text-align: center; }
.cta-band h2 { font-family: 'Baloo 2', sans-serif; font-size: clamp(1.6rem,3vw,2.2rem); font-weight: 800; color: #fff; margin-bottom: 12px; }
.cta-band p { color: rgba(255,255,255,.75); margin-bottom: 28px; font-size: 1.05rem; }

/* ===== INSURANCE BAND ===== */
.insurance-band { background: var(--tint); padding: 40px 0; text-align: center; }
.insurance-band p { color: var(--ink-soft); font-size: .95rem; }
.insurance-list { display: flex; gap: 20px; flex-wrap: wrap; justify-content: center; margin-top: 14px; }
.insurance-badge {
  background: #fff; border: 1px solid #d1d9e6; border-radius: 8px;
  padding: 8px 18px; font-size: .88rem; font-weight: 700; color: var(--navy);
}

/* ===== PHOTO GRID ===== */
.photo-grid { display: grid; grid-template-columns: repeat(3, 1fr); grid-template-rows: repeat(2, 200px); gap: 12px; border-radius: var(--radius); overflow: hidden; }
.photo-grid img { width: 100%; height: 100%; object-fit: cover; }
.photo-grid img:first-child { grid-column: span 2; grid-row: span 2; }

/* ===== GOOGLE REVIEW BAND ===== */
.google-band { background: var(--yellow); padding: 28px 0; text-align: center; }
.google-band p { font-size: 1.05rem; font-weight: 700; color: var(--navy); margin-bottom: 10px; }

/* ===== BENEFITS ===== */
.benefit-item { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 28px; }
.benefit-icon { font-size: 1.6rem; flex-shrink: 0; }
.benefit-item h4 { font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.benefit-item p { font-size: .92rem; color: var(--ink-soft); }

/* ===== JOB CARDS ===== */
.job-card {
  background: var(--surface); border-radius: var(--radius);
  padding: 28px 32px; box-shadow: var(--shadow);
  border-left: 5px solid var(--blue);
  margin-bottom: 20px;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 20px;
}
.job-card h3 { font-family: 'Baloo 2', sans-serif; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.job-badges { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 8px; }
.job-badge { font-size: .75rem; font-weight: 700; padding: 4px 10px; border-radius: 20px; background: var(--tint); color: var(--blue); }

/* ===== FOOTER ===== */
footer { background: var(--navy); color: rgba(255,255,255,.75); padding: 56px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px; margin-bottom: 40px; }
.footer-brand p { font-size: .9rem; margin-top: 8px; max-width: 280px; }
footer h4 { color: #fff; font-weight: 700; margin-bottom: 14px; font-size: .95rem; }
footer ul { list-style: none; }
footer ul li { margin-bottom: 8px; }
footer ul li a { font-size: .88rem; color: rgba(255,255,255,.65); transition: color .2s; }
footer ul li a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); padding-top: 20px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px; font-size: .82rem; color: rgba(255,255,255,.45); }

/* ===== SECTION LABELS ===== */
.section-label { font-size: .78rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--red); margin-bottom: 10px; }
.section-heading { font-family: 'Baloo 2', sans-serif; font-size: clamp(1.6rem,3vw,2.2rem); font-weight: 800; color: var(--navy); line-height: 1.25; }
.section-sub { color: var(--ink-soft); margin-top: 10px; max-width: 540px; }

/* ===== REVEAL ANIMATION ===== */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .6s ease, transform .6s ease; }
.reveal.visible { opacity: 1; transform: none; }

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .nav-links { display: none; }
  .burger { display: flex; }
  section { padding: 48px 0; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .case-study { grid-template-columns: 1fr; }
  .case-study img { min-height: 220px; }
  .form-row { grid-template-columns: 1fr; }
  .photo-grid { grid-template-columns: repeat(2, 1fr); grid-template-rows: auto; }
  .photo-grid img:first-child { grid-column: span 2; grid-row: span 1; height: 180px; }
  .job-card { flex-direction: column; align-items: flex-start; }
}